Have you been victimized by identity theft?
Mood:  a-ok
Topic: ID Theft
If you think your identity has been stolen, here's what to do now:

1. Contact the fraud departments (information listed below) of any one of the three major credit bureaus to place a fraud alert on your credit file. The fraud alert requests creditors to contact you before opening any new accounts or making any changes to your existing accounts. As soon as the credit bureau confirms your fraud alert, the other two credit bureaus will be automatically notified to place fraud alerts, and all three credit reports will be sent to you free of charge.

Equifax - www.equifax.com
800-525-6285 or write to:
P.O. Box 740241, Atlanta, GA 30374-0241

Experian - www.experian.com
888-EXPERIAN (397-3742) or write to:
P.O. Box 9530, Allen TX 75013

Trans Union - www.transunion.com
800-680-7289 or write:
Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92634

2. Close the accounts that you know or believe have been tampered with or opened fraudulently. Use the ID Theft Affidavit when disputing new unauthorized accounts.

3. File a police report. Get a copy of the report to submit to your creditors and others that may require proof of the crime.

4. File your complaint with the FTC. The FTC maintains a database of identity theft cases used by law enforcement agencies for investigations. Filing a complaint also helps us learn more about identity theft and the problems victims are having so that we can better assist you.

(compliments of the Federal Trade Commission).